Retirement Options
Retirement Options in Swindon
Maximise your Pension Benefits
Pensions never were completely straightforward, and now, as people change jobs frequently and pension laws have changed, the picture is more complex than ever.
Here at Independent Financial Services 4 You Ltd we aim to help you through the pensions maze, making the most of your finances in retirement.
Retirement Options
Pension Release or 'cash in pension', is a facility where a pension owner has reached the age of 55 or more and wishes to release the tax free lump sum from their pension fund early to perhaps clear some debt, fund home improvements or a new business venture.
Annuity Advice, Open Market Options, and Impaired Life Annuityadvice, most people can improve the amount of income the can receive by up to a third more that what they are offered by their existing pension provider.
Pension Tracing and Income Drawdown
Pension Tracing, in today's job market companies get taken over, people move jobs and house much more frequently, and as such you can easily lose touch with the valuable benefits left behind in old pension funds. We can pension trace these benefits for you and ensure you get the rewards you worked for.
Income Drawdown Advice, if you have a pension fund of more than £50,000 you may not want to buy an annuity, an income drawdown pension might be more suitable for you it offers the ability to remain invested and provide a retirement or pension income from the growth in the fund. It also allows you to pass on some or all of your pension fund to your family.
Call us Today
For independent annuity advice, call us now on 0800 567 0018 and we'll be happy to talk to you about your retirement options. You can send us an email, if you'd rather, and we'll get right back to you.
Independent Financial Services 4 You Ltd will help you maximise your financial options for retirement in Swindon.